Bechamel Sauce:
• Melt butter in a skillet over medium-high heat.  Add the flour and cook for about 2 minutes.  Whisk in the milk and bring to a boil.
• Reduce the heat to low and simmer for about 8 minutes.  Season with salt, pepper and nutmeg.  Set aside.
• Pre-heat oven to 400F
• Slice the crusty bread into thick even slices about 1 inch.  Set on baking sheet.
• Spread mustard evenly on each slice of bread.
• Top two slices of bread with 2 slices of ham and gruyere cheese.
• Evenly top the remaining slice of bread with bechamel sauce.
• Bake for about 4-6 minutes until cheese and sauce are bubbly and evenly brown.
• Using a spatula top the ham/cheese side with the bechamel top side facing up.
• Top each side with a fried egg and serve!

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